E-Nomination EPFO – Everything You Want to Know 2023

Introduction

E-Nomination EPFO is an online facility provided by the Employees’ Provident Fund Organization (EPFO) for its members to nominate a beneficiary for their Employees’ Provident Fund (EPF), Employees’ Pension Scheme (EPS), and Employees’ Deposit Linked Insurance Scheme (EDLI) benefits in case of their death.

E-Nomination is a simple and convenient way to nominate a beneficiary for your EPF, EPS, and EDLI benefits. You can do it online from the comfort of your home.

To file an e-nomination, you will need to have the following:

• Your Universal Account Number (UAN)
• Your Aadhaar number
• The Aadhaar numbers of your nominees

Once you have these details, you can follow these steps to file an E-Nomination:

1. Go to the EPFO website: https://www.epfindia.gov.in/
2. Click on the “Member Services” tab.
3. Click on the “e-Nomination” link.
4. Enter your UAN and password.
5. Enter the Aadhaar numbers of your nominees.
6. Select the percentage of EPF, EPS, and EDLI benefits you want to give each nominee.
7. Click on the “Submit” button.

Your e-nomination will be submitted successfully. You will receive a validation memorandum on your registered mobile number.

You must note that you can only file one e-nomination at a time. If you want to change your nominee, you must file a new e-nomination.

Furthermore, E-nomination is a very important document. It is important to keep it safe and secure. It would help if you did not share your e-nomination with anyone.

If you have questions about e-nomination, contact the EPFO helpline at 1800 118 000.

Why E-Nomination EPFO is Important for Your Financial Future

E-Nomination EPFO is important for your financial future because it allows you to nominate a beneficiary to receive your EPF (Employee Provident Fund) and EPS (Employee Pension Scheme) benefits in case of death. However, This ensures that your hard-earned money is not lost and goes to the right person.

E-Nomination EPFO can be done online or offline. To do it online, log in to your EPFO account and click the “E-Nomination” tab. You must provide your details, such as your name, PAN (Permanent Account Number), Aadhaar number, and bank account details. You will also need to provide the details of your nominee, such as their name, relationship with you, and contact details.

To do it offline, you must complete Form 10N and submit it to your EPFO office with the necessary documents. However, The documents required for the E-Nomination EPFO are:

• Identity proof: Aadhaar card, PAN card, passport, or driving license
• Address proof: Voter ID card, electricity bill, or bank statement
• Proof of relationship with nominee: Marriage certificate, birth certificate, or adoption certificate

Once your E-Nomination EPFO is done, you will receive an acknowledgement from EPFO. This acknowledgement will serve as proof of your E-Nomination.

Benefits of E-Nomination EPFO

Here are some of the benefits of E-Nomination EPFO:

• Peace of mind: Knowing that your hard-earned money is safe and will go to the right person in case of your death gives you peace of mind.
• Convenience: Enomination EPFO can be done online or offline, which is convenient for you.
• Security: Your nominee’s details are kept confidential by EPFO.

• It is a simple and convenient way to nominate a beneficiary for your EPF, EPS, and EDLI benefits.
• You can do it online from the comfort of your home.
• You do not need to visit an EPFO office to file an e-nomination.
• Your e-nomination is secure and confidential.

I hope this introduction to e-nomination has been helpful. If you have any further questions, please do not hesitate to ask.

Moreover, If you have not done E-Nomination EPFO yet, I suggest you do it as soon as possible. It is a simple process that can save your family a lot of hassle in case of death.

A Step-by-step Guide to E-Nomination EPFO

Here is a step-by-step guide on how to file an e-nomination with EPFO:

1. Go to the EPFO website (www.epfindia.gov.in) and log in to your account with your UAN, password, and captcha.
2. Click on the “Manage” tab.
3. Under “E-Nomination,” click on “File Now.”
4. Enter the details of your nominee(s), including their name, date of birth, relationship to you, and Aadhaar number (if available).
5. Enter the share of each nominee in your EPF/EDLI account.
6. Click on “Submit.”
7. Then you will receive an OTP on your recorded mobile number. Enter the OTP and click on “Submit.”
8. Your e-nomination will successfully filed.

Here are some important things to note about e-nomination:

• You can nominate any of your family members or any other person as your nominee.
• The total share of all your nominees cannot exceed 100% of your EPF/EDLI account balance.
• You can update your e-nomination at any time.
• It is mandatory to file an e-nomination. If you do not have an e-nomination, your benefits will disbursed to your legal heirs in the event of your death.

Conclusion

You are taking control of your financial legacy by nominating a beneficiary for your EPF account. This ensures that your hard-earned money will distributed to the people you choose in the event of your death. The process of nominating a beneficiary is simple and can done online through the EPFO Member e-Sewa Portal. You will need to provide your UAN number, password, and the details of your nominee, including their name, Aadhaar number, date of birth, and relationship with you.

Once you have submitted your nomination, it will processed. And your nominee will listed as the beneficiary of your EPF account. This means they will entitled to receive the money in your account in the event of your death.

Moreover, nominating a beneficiary is an important step in ensuring that your financial legacy is taken care of. It is a simple process that can do online, and it will give you peace of mind knowing that your money will distributed to the people you choose.